Major Medical Insurance
Blue Cross Blue Shield’s Individual and Family health plans are built to meet your needs and your budget, providing flexible options such as copay-based plans, HSA-qualified high-deductible plans, and catastrophic coverage. With extensive provider networks and a variety of wellness resources, BCBS helps you access quality care easily—whenever and wherever you need it.
Network Information
The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services. How can it make a different on your dollars? Learn more...
Non-Minnesota Residents
Minnesota Residents
Why are there 2 options, and why is this important?
For Minnesota residents, there is a choice of networks because it is where the insurance company corporate location is. Outside of MN, (or, for example, your college student attends college out of state) the network will switch for both options to the BlueCard PPO Network.
Review the networks carefully. Once you select a network, you’re locked in with your choice for the full calendar year. You cannot change networks mid-year unless you experience a qualifying life event (QLE) midyear. You have within 30 days to report QLE to ESSG’s Employee Benefits Team.
