Dental
Oral health goes hand-in-hand with your overall health. Regular visits to your dentist promote good oral hygiene habits, lowering your risk for cavities and other untreated conditions, which can lead to costly treatments down the road.
Our dental policy covers services ranging from preventative care all the way up to major care such as bridges, dentures, and crowns. As an added benefit, our dental policy also includes an Oral Health Rewards Program.
Vision
Regular eye exams are important to keep your vision health strong. A routine eye exam can lead to earlier treatments on common eye diseases, such as cataracts, diabetic retinopathy, and glaucoma.
Our vision policy covers services that are not typically covered under a medical insurance policy. Covered services include annual eye exams, allowances to cover glasses and contact lenses, and a discounted price for Lasik Surgery.
Short Term Disability (STD)
An accident or injury can occur at the most unexpected times. Short-term disability ensures that you’ll receive a partial amount of your income while you’re temporarily unable to work.
Our short-term disability policy does not require any medical questionnaires be completed if you enroll upon your initial eligibility. Our disability benefit allows employees to have part-time earnings while remaining disabled.
Long Term Disability (LTD)
Long-term disability coverage ensures that you’ll receive a partial amount of your income if an injury or accident leaves you unable to work for more than 91 days.
Our long-term disability policy does not require any medical questionnaires be completed if you enroll upon your initial eligibility. Our disability benefit allows employees to have part-time earnings while remaining disabled.
Voluntary Life + AD&D
Term life insurance provides financial support to your family or any individual who depends on your income if you were to pass away. Accidental death and dismemberment (AD&D) insurance covers you if you’re in an accident that causes death or serious injuries such as loss of a limb, or blindness.
Our term life + AD&D policy does not require any medical questionnaires be completed if you enroll upon your initial eligibility.
Critical Illness
This policy is designed to cover the financial costs associated with a serious illness. This can include medical expenses such as deductibles, copays, and out-of-pocket costs, as well as non-medical expenses, such as lost income, childcare costs, and transportation costs.
Accident
This policy provides financial protection in the event of an accidental injury or death. This policy is designed to help cover unexpected medical expenses, lost income, and other costs that can occur due to an accident.